| 000 -LEADER |
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| fixed length control field |
01420pab a2200181 454500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
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| fixed length control field |
180718b1998 xxu||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME |
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| Personal name |
Sarkar, Jayati |
| 245 ## - TITLE STATEMENT |
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| Title |
Deregulation and the limits to banking market competition: some insights from India |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. |
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| Date of publication, distribution, etc. |
1998 |
| 300 ## - PHYSICAL DESCRIPTION |
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| Extent |
p.29-42 |
| 362 ## - DATES OF PUBLICATION AND/OR SEQUENTIAL DESIGNATION |
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| Dates of publication and/or sequential designation |
Jul |
| 520 ## - SUMMARY, ETC. |
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| Summary, etc. |
Policy-makers around the world have emphasized the virtues of deregulation since the 1980s. In financial markets, deregulation has taken the form of removal of barriers to entry and licensing policies, as well as the dismantling of regulated interest rate regimes. These measures have been widely acclaimed as the harbingers of competition, competition being the stepping stone to higher levels of efficiency. Using theoretical caveats from the industrial organization literature and empirical evidence from the Indian banking industry, this paper argues that entry and branching deregulation and interest rate liberalization might not be the panacea that many policy-makers make them out to be. Specifically, the paper argues that competition might not naturally follow such deregulation if the incumbents are well entrenched in their market segments by virtue of sheer size and greater accessibility to customers. - Reproduced |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
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| Topical term or geographic name entry element |
Banks - India |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
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| Topical term or geographic name entry element |
Banks |
| 700 ## - ADDED ENTRY--PERSONAL NAME |
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| Personal name |
Bhaumik, Sumon Kumar |
| 773 ## - HOST ITEM ENTRY |
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| Main entry heading |
International Journal of Development Banking |
| 909 ## - |
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| -- |
40624 |
