| 000 -LEADER |
| fixed length control field |
01083pab a2200169 454500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
| fixed length control field |
180718b1998 xxu||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME |
| Personal name |
Das, Abhiman |
| 245 ## - TITLE STATEMENT |
| Title |
Portfolio risks and scale economies in banking: the Indian case |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. |
| Date of publication, distribution, etc. |
1998 |
| 300 ## - PHYSICAL DESCRIPTION |
| Extent |
p.3-12 |
| 362 ## - DATES OF PUBLICATION AND/OR SEQUENTIAL DESIGNATION |
| Dates of publication and/or sequential designation |
Jul |
| 520 ## - SUMMARY, ETC. |
| Summary, etc. |
This article examines the impact of portfolio risk, as measured by the asset quality, on bank costs and scale economy estimates in the context of Indian public sector banks by using a translog cost function approach. It is proved that banks with poor loan quality will have higher costs, but the direct impact of loan quality on bank costs appears to be small. Loan quality also affects significantly the translog cost function and scale economy estimates. Diseconomies of scale are likely to exist only for very large banks (deposit size > Rs.20000 crore) and this is more pronounced for banks which have high non-performing loan ratios. - Reproduced |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
| Topical term or geographic name entry element |
Banks - India |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
| Topical term or geographic name entry element |
Banks |
| 773 ## - HOST ITEM ENTRY |
| Main entry heading |
International Journal of Development Banking |
| 909 ## - |
| -- |
40626 |