The neoliberal production of deserving and undeserving poor: a critique of the Australian experience of microfinance (Record no. 513880)

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100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Mackenzie, C., and Louth, J
245 ## - TITLE STATEMENT
Title The neoliberal production of deserving and undeserving poor: a critique of the Australian experience of microfinance
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Social Policy and Society
300 ## - PHYSICAL DESCRIPTION
Extent 19(1), Jan 2020. p. 19-35
520 ## - SUMMARY, ETC.
Summary, etc Neoliberalism as economic orthodoxy has facilitated the onset of social and public policy that is required to ‘fit’ with the common sense of our times. This article critiques the growth of government-supported financial capability programs in Australia. We explore the experiences of a sample of rural South Australians who have accessed microcredit. We found that microcredit provides an avenue for poverty survival by reducing the stresses associated with financial shocks through consumption smoothing, yet that the extent to which microcredit contributes to addressing poverty and inequality is questionable. We critique how the discourse of financial resilience aims to produce deserving neoliberal citizens who are moving toward self-reliance. We conclude that effort should be directed at developing a structural, proportionate universal approach that does not rely on financially vulnerable individuals navigating a regulatory environment that rewards and punishes in accordance to a market logic. - Reproduced
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Poors, Poverty - Australia
9 (RLIN) 17700
773 ## - HOST ITEM ENTRY
Main entry heading Social Policy and Society
906 ## - LOCAL DATA ELEMENT F, LDF (RLIN)
Subject DIP POVERTY
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Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Serial Enumeration / chronology Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2020-09-15 19(1), Jan 2020. p. 19-35 AR122960 2020-09-15 Articles

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