| 000 -LEADER |
|---|
| fixed length control field |
01209nam a22001577a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
|---|
| fixed length control field |
210802b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME |
|---|
| Personal name |
Kaur, Navneet and Bapat, Dhnanjay |
| 245 ## - TITLE STATEMENT |
|---|
| Title |
Income diversification and risk-adjusted returns for Indian banks |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) |
|---|
| Place of publication, distribution, etc |
Economic & Political Weekly |
| 300 ## - PHYSICAL DESCRIPTION |
|---|
| Extent |
56(14), 03 Apr, 2021: p.10-14 |
| 520 ## - SUMMARY, ETC. |
|---|
| Summary, etc |
Of late, banks are under pressure to improve their performance and asset quality. Diversifying income might improve their performance at a time when interest incomes are under strain. This article covers trends in diversification from 2000 to 2017 and explores the relationship between income diversification and risk-adjusted returns for banks in India. Our research supports the hypothesis that banks diversifying into non-interest income category are able to get higher risk-adjusted returns. For public sector banks, it is found that it is the dividend and treasury income that is contributing positively and significantly to risk-adjusted return. – Reproduced |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Asset quality, Banks - India, Public sector banks |
| 9 (RLIN) |
28180 |
| 773 ## - HOST ITEM ENTRY |
|---|
| Main entry heading |
Economic & Political Weekly |
| 906 ## - LOCAL DATA ELEMENT F, LDF (RLIN) |
|---|
| Subject DIP |
FINANCIAL INSTITUTIONS - INDIA |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) |
|---|
| Item type |
Articles |
