| 000 -LEADER |
|---|
| fixed length control field |
01180nam a22001577a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION |
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| fixed length control field |
230311b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME |
|---|
| Personal name |
Luotonen, N., Puttonen V. and Rantapuska,E. |
| 245 ## - TITLE STATEMENT |
|---|
| Title |
Ability, educational attainment, and household financial distress |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) |
|---|
| Place of publication, distribution, etc |
Journal of Consumer Policy |
| 300 ## - PHYSICAL DESCRIPTION |
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| Extent |
45(4), Dec, 2022: p.655-672 |
| 520 ## - SUMMARY, ETC. |
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| Summary, etc |
Using register data on the Finnish population, we show that both ability (measured with comprehensive school GPA) and educational attainment are relevant predictors of financial distress, even after accounting for childhood family environment. Low GPA is an especially useful predictor of financial distress years later for those who attain a secondary-level education at most. Our results suggest that any societal interventions to mitigate financial distress should particularly focus on low GPA individuals, and especially those unlikely to continue their studies after completing comprehensive school.- Reproduced |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM |
|---|
| Topical term or geographic name as entry element |
Financial distress, Cognitive ability, Noncognitive ability, Educational attainment. |
| 9 (RLIN) |
36777 |
| 773 ## - HOST ITEM ENTRY |
|---|
| Main entry heading |
Journal of Consumer Policy |
| 906 ## - LOCAL DATA ELEMENT F, LDF (RLIN) |
|---|
| Subject DIP |
CONSUMERS |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) |
|---|
| Item type |
Articles |
