Indian Institute of Public Administration

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The prices in the crises: What we are learning from 20 years of health insurance in low- and middle-income countries (Record no. 523215)

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100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Das, Jishnu and Do, Quy-Toan
245 ## - TITLE STATEMENT
Title The prices in the crises: What we are learning from 20 years of health insurance in low- and middle-income countries
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Journal of Economic Perspectives
300 ## - PHYSICAL DESCRIPTION
Extent 37(2), Spring, 2023: p.123-152
520 ## - SUMMARY, ETC.
Summary, etc Governments in many low- and middle-income countries are developing health insurance products as a complement to tax-funded, subsidized provision of healthcare through publicly-operated facilities. We discuss two rationales for this transition. First, health insurance would boost fiscal revenues for healthcare, as post-treatment out-of-pocket payments to providers would be replaced by pre-treatment insurance premia to health ministries. Second, increased patient choice and carefully designed physician reimbursements would increase quality in the healthcare sector. Our essay shows that, at best, these objectives have only been partially met. Despite evidence that health insurance has provided financial protection, consumers are not willing to pay for unsubsidized premia. Health outcomes have not improved despite an increase in utilization. We argue that this is not because there was no room to improve the quality of care but because behavioral responses among healthcare providers have systematically undermined the objectives of these insurance schemes.- Reproduced
773 ## - HOST ITEM ENTRY
Main entry heading Journal of Economic Perspectives
906 ## - LOCAL DATA ELEMENT F, LDF (RLIN)
Subject DIP HEALTH INSURANCE
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Serial Enumeration / chronology Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2023-08-01 37(2), Spring, 2023: p.123-152 AR129191 2023-08-01 Articles

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