Banking or under-banking: Spatial role of financial inclusion and exclusion (Record no. 524148)
[ view plain ]
| 000 -LEADER | |
|---|---|
| fixed length control field | 01774nam a22001457a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 231030b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Yadav, Rajat Singh and Reddy, Kalluru Siva |
| 245 ## - TITLE STATEMENT | |
| Title | Banking or under-banking: Spatial role of financial inclusion and exclusion |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | International Journal of Rural Management |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 19(1), Apr, 2023: p.7-25 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | Access to bank account is only a part of the problem when we talk of financial inclusion because several people with a bank account are not necessarily using them to deposit their savings or carry out transactions. This article makes an attempt to examine the reasons for low utilisation of banking facilities. It employs financial inclusion insights (FII) data for Indian population to find out an outcome of financial inclusion (and thus social inclusion as well) based on the usage of banking services with covariates like financial literacy, the probability that any financial service is accessible to the respondent in terms distance, type of mobile phone and spatial density. We use truncated probit model to measure the incidence of under-banking. Our findings show that there is a negative association between supply-side constraints and usage of banking services, implying that low access to financial services in time and space stands as a hindrance to financial inclusion. Further, we find from the financial inclusion and exclusion map at the district level that even though economic agents intend to participate in the space in which he/she is living is not much inclusive. – Reproduced • https://journals.sagepub.com/doi/abs/10.1177/09730052211037110 |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | International Journal of Rural Management |
| 906 ## - LOCAL DATA ELEMENT F, LDF (RLIN) | |
| Subject DIP | BANKING AND FINANCE |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2023-10-30 | 19(1), Apr, 2023: p.7-25 | AR130027 | 2023-10-30 | Articles |