Taking it to the limit: Effects of increased student loan availability on attainment, earnings, and financial well-being (Record no. 525059)

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100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Black, Sandra E. et al
245 ## - TITLE STATEMENT
Title Taking it to the limit: Effects of increased student loan availability on attainment, earnings, and financial well-being
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc The American Economic Review
300 ## - PHYSICAL DESCRIPTION
Extent 113(12). Dec, 2023: p.3357-3400
520 ## - SUMMARY, ETC.
Summary, etc Growing reliance on student loans and repayment difficulties have raised concerns of a student debt crisis in the United States, but little is known about the effects of student borrowing on human capital and long-run financial well-being. We use variation induced by recent expansions in federal loan limits combined with administrative datasets to identify the effects of increased access to student loans on credit-constrained students' educational attainment, earnings, debt, and loan repayment. Increased student loan availability raises student debt and improves degree completion, later-life earnings, and student loan repayment, while having no effect on homeownership or other types of debt.- Reproduced

https://www.aeaweb.org/articles?id=10.1257/aer.20210926
773 ## - HOST ITEM ENTRY
Main entry heading The American Economic Review
906 ## - LOCAL DATA ELEMENT F, LDF (RLIN)
Subject DIP EDUCATION
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Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Serial Enumeration / chronology Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2024-02-08 113(12). Dec, 2023: p.3357-3400 AR130891 2024-02-08 Articles

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