Measuring financial inclusion and digital banking: A study in context of suitability of normalized weighted score (Record no. 528283)

000 -LEADER
fixed length control field 01960nam a22001577a 4500
008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION
fixed length control field 241126b ||||| |||| 00| 0 eng d
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Tiwari, Tanu, Srivastava, Alpana and Kumar, Surendra
245 ## - TITLE STATEMENT
Title Measuring financial inclusion and digital banking: A study in context of suitability of normalized weighted score
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Bihar Journal of Public Administration
300 ## - PHYSICAL DESCRIPTION
Extent 16(1), Jan-Jun, 2019: p.93-104
520 ## - SUMMARY, ETC.
Summary, etc Financial Inclusion (FI) programs across the globe target to bring everyone under mainstream of banking and finance. Regulatory bodies periodically report the extent of performance in terms of financial inclusion index. These agencies consider only one or two key attributes in their reports and miss the impact of other financial parameters. Also, measures from two different agenciesare not comparable. This study aims to propose a simple weighted scoring method over four key financial services to obtain a robust measure of FI. Weights are obtained from the data itself using relative frequency approach and normalized to range between zero and one. Results shows that 60% are fully or partially under FI, among which only 10.71% are fully included. The result also portray that 21.27% are completely excluded. The findings of this study could be used by policymakers to estimate FI at individual level and prioritizing the policies. Using data driven weights the scores could be compared from two different measures. Further, the method and findings could be extended to logit and classification methods such as C4.5 or CART for one to one scoring as well as segmentation for further study.- Reproduced

http://www.iipabiharbranch.org/upload/Complete%20BJPA%20Vol%20XVI%20No.%201%20-%202019.pdf
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Financial inclusion, Weighted-score, CD-ratio, Digital-India, DFI, Measure, Index.
9 (RLIN) 49094
773 ## - HOST ITEM ENTRY
Main entry heading Bihar Journal of Public Administration
906 ## - LOCAL DATA ELEMENT F, LDF (RLIN)
Subject DIP FINANCIAL INCLUSION
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Serial Enumeration / chronology Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2024-11-26 16(1), Jan-Jun, 2019: p.93-104 AR133667 2024-11-26 Articles

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