Informal credits in india’s agriculture sector: Debt incidence, size and distribution across major farm-size groups (Record no. 528684)
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| 000 -LEADER | |
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| fixed length control field | 02130nam a22001457a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 250101b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Basumatary, Rupon Kalita, Simi and Bharadwaj, Himakshi |
| 245 ## - TITLE STATEMENT | |
| Title | Informal credits in india’s agriculture sector: Debt incidence, size and distribution across major farm-size groups |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | International Journal of Rural Management |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 20(3), Dec, 2024: p.392-412 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | Until recently, studies on agricultural finance in India mostly focus on farmers’ access to formal credits, thereby largely sidelining their informal borrowings. This study makes an effort to present an analysis of farmers’ informal debts and their distribution across the major farm-size groups in India. The study uses unit-level data from the 77th round ‘Situation Assessment Survey (SAS)’ of agricultural households conducted by the National Statistical Office (NSO), Ministry of Statistics and Programme Implementation (MOSPI), Government of India (GOI), during January–December, 2019. Data were collected for the reference period of July 2018–June 2019. We use descriptive statistics and multivariate regression procedures for analysis. Results show that about one-half of the borrowers continue to depend on informal credit sources—partially or fully. Informal sources also account for about one-third of the total debt of the agricultural households. Informal debt incidence (IDI) and informal debt share (IDS) are found to be higher among the smallholders. Our findings are imperative of policy measures to improve the current state of the antecedents of formal credit access to benefit the otherwise high default risk and credit-rationed smallholders. Future studies may focus on formal credit rationing, informal credit terms and repayment burden of the agricultural households in India.- Reproduced https://journals.sagepub.com/doi/full/10.1177/09730052241262599 |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Economics, Financial markers, General agriculture, Urban, Rural and regional economies. |
| 9 (RLIN) | 49661 |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | International Journal of Rural Management |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2025-01-01 | 20(3), Dec, 2024: p.392-412 | AR134079 | 2025-01-01 | Articles |