Understanding financial inclusion and its socio-economic determinants: Evidence from India (Record no. 528941)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 01682nam a22001457a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 250203b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Behera, Binod Kumar |
| 245 ## - TITLE STATEMENT | |
| Title | Understanding financial inclusion and its socio-economic determinants: Evidence from India |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | Review of Development and Change |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 29(2), Dec, 2024: p.198-219 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | In recent years, financial inclusion has garnered widespread attention among academics and policymakers across developing countries, including India. This article aims to understand financial inclusion and analyse the factors that determine it using micro-level data from the Financial Inclusion Insight Survey 2018 for India. It applies a probit model to explore the influence of demographic and socio-economic factors on financial inclusion. The empirical findings of this study show that the probability of being financially included increases with education, income, property ownership, government welfare benefits, financial literacy and having a PAN card. Conversely, this study also reveals that females, individuals with lower socio-economic status, illiterate, those with no formal education, unemployed and homemakers are less likely to achieve financial inclusion. Hence, targeted policies and interventions are needed to overcome disparities and ensure improvement in the financial inclusion status for marginalised groups.- Reproduced https://journals.sagepub.com/doi/full/10.1177/09722661241290372 |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Financial inclusion, Development of financial inclusion, Financial services, Probit model, India. |
| 9 (RLIN) | 50526 |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | Review of Development and Change |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2025-02-03 | 29(2), Dec, 2024: p.198-219 | AR135136 | 2025-02-03 | Articles |
