Financial Inclusion in India: Context, Policy Approach and Outcomes (Record no. 530407)

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100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Chavan, Pallavi
245 ## - TITLE STATEMENT
Title Financial Inclusion in India: Context, Policy Approach and Outcomes
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Economic and Political Weekly
300 ## - PHYSICAL DESCRIPTION
Extent 60(22), May 31, 25: p.63-71
520 ## - SUMMARY, ETC.
Summary, etc The process of financial inclusion in India is examined by laying out its context, policy approach, and outcomes while highlighting the areas for future reforms. India offers a rich context to financial inclusion, starting with the creation of credit cooperatives in the pre-independence period. The paper argues that the current drive for universalising and digitalising access to finance reflects a blend of the “activist” and “modernist” approaches—the two political economy approaches to financial inclusion. This blended approach has delivered on enhancing access to bank deposits. However, the redistribution of bank credit and its affordability are critical for taking forward the process of financial inclusion. The growth in digital payments has been striking, but digital divides need to be bridged for a wider use of digital finance. - Reproduced

https://www.epw.in/journal/2025/22/money-banking-and-finance/financial-inclusion-india.html
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element financial inclusion, micro finance, liberalisation
9 (RLIN) 54316
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Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2025-06-12 AR136261 2025-06-12 Articles

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