Is Banking Consolidation at Odds with Financial Stability?: The Case of India (Record no. 530409)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 01484nam a22001457a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 250612b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Chherawala, Tasneem and Sanati, Gargi |
| 245 ## - TITLE STATEMENT | |
| Title | Is Banking Consolidation at Odds with Financial Stability?: The Case of India |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | Economic and Political Weekly |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 60(22), May 31, 25: p.73-80 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | This paper examines the nexus between consolidation and financial stability in the context of a series of restructuring mergers that have occurred in the Indian banking sector in recent years. Employing a system-GMM two-stage panel regression model and a bias-corrected random effect model for the period from March 2012 to June 2022, it concludes that mergers increase financial fragility, as measured by banks’ marginal risk contribution to systemic risk. The destabilising effect is also driven by bank-specific risk factors, standalone insolvency risk, and ownership characteristics but is neutral to bank size. Furthermore, the build-up of good-quality capital for potential loss mitigation can alleviate the adverse impact on systemic risk. The results have important implications for macro-prudential policies. - Reproduced https://www.epw.in/journal/2025/22/money-banking-and-finance/banking-consolidation-odds-financial-stability.html |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | consolidation, financial stability, banking sector, Indian banking system |
| 9 (RLIN) | 54320 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2025-06-12 | AR136262 | 2025-06-12 | Articles |