Saving goals of Ghanaian cocoa farmers: A cluster analysis (Record no. 531822)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 01813nam a22001457a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 251021b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Wahbi, Annkathrin and Musshoff, Oliver |
| 245 ## - TITLE STATEMENT | |
| Title | Saving goals of Ghanaian cocoa farmers: A cluster analysis |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | International Journal of Rural Management |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 21(2), Aug, 2025: p.224-242 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | Saving promotion is gaining importance as a cost-efficient poverty alleviation strategy. To tackle a person’s external and internal barriers to saving, and to design policy interventions, we need to first understand the addressees of such policies and their saving goals. Up to now, it is not clear how saving objectives are shaped by individual characteristics of subjects in low-income and lower-middle-income countries. To address this research gap, we perform a cluster analysis based on primary data collected from a phone survey of 405 cocoa farmers in Ghana. By employing Ward’s method, we systematically segment respondents based on their saving goals. Our study contributes to the literature on economic decision-making among smallholder farmers by systematically categorising saving motives and linking these to key sociodemographic characteristics. More affluent respondents have a wider range of saving goals, whereas the poorest clusters do not save or only save for emergencies. Non-savers are typically female, less educated and older. Our findings help to cost-effectively target vulnerable groups and ultimately tackle their specific obstacles to saving.- Reproduced https://journals.sagepub.com/doi/full/10.1177/09730052251335085 |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Cluster analysis, Resilience, Household saving, Segmentation, Smallholder farmers. |
| 9 (RLIN) | 57505 |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | International Journal of Rural Management |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2025-10-21 | 21(2), Aug, 2025: p.224-242 | AR137460 | 2025-10-21 | Articles |