Yemeni women’s financial inclusion: The case of Al-Kuraimi Islamic Bank (Record no. 532786)

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Personal name Al-Sakkaf, Nadia
245 ## - TITLE STATEMENT
Title Yemeni women’s financial inclusion: The case of Al-Kuraimi Islamic Bank
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Review of Development and Change
300 ## - PHYSICAL DESCRIPTION
Extent 30(2), Dec, 2025: p.122-142
520 ## - SUMMARY, ETC.
Summary, etc This study examines the structural and sociocultural barriers that limit Yemeni women’s access to formal banking, using Al-Kuraimi Islamic Microfinance Bank as a case study. Drawing on a mixed-methods approach, including a digital survey of 809 women across 14 governorates and in-depth interviews, this research highlights key obstacles to the financial inclusion of Yemeni women. Despite modest growth in female account ownership, 61% of the surveyed women remain unbanked, and many of them expressed disinterest in account ownership. Barriers to account ownership include lack of income, distrust of financial institutions, mobility constraints and documentation requirements, compounded by patriarchal norms such as male guardian consent. Islamic microfinance and mobile money services offer promise for expanding financial inclusion, particularly in conservative and rural areas. The findings of this study also explore how women use financial services for remittances, bill payments, online commerce and microenterprise development. The study underscores the importance of trust-building, gender-sensitive banking practices and simplified procedures. It argues that financial inclusion, when responsive to local realities, can enhance women’s economic agency, resilience and participation in peacebuilding. – Reproduced

https://journals.sagepub.com/doi/full/10.1177/09722661251396645?_gl=1*p1hjih*_up*MQ..*_ga*OTY2Njg4OTY0LjE3NzM4MTE1ODM.*_ga_60R758KFDG*czE3NzM4MTE1ODMkbzEkZzEkdDE3NzM4MTE1OTMkajUwJGwwJGgxMjMxNDIxMjky
773 ## - HOST ITEM ENTRY
Main entry heading Review of Development and Change
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Serial Enumeration / chronology Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2026-03-18 30(2), Dec, 2025: p.122-142 AR138303 2026-03-18 Articles

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