Digital financial literacy, saving and investment behaviour in India (Record no. 533023)
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| 000 -LEADER | |
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| fixed length control field | 01832nam a22001457a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 260413b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Yadav, Mansi and Banerji, Priyanka |
| 245 ## - TITLE STATEMENT | |
| Title | Digital financial literacy, saving and investment behaviour in India |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | Journal of Social and Economic Development |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 27(2), Aug, 2025: p.489-507 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | This research examines the association between Digital Financial Literacy (DFL), Saving Behaviour, and Investment Behaviour, and investigates the impact of DFL on Saving and Investment Behaviours among individuals in Delhi NCR, India. Data were collected from 500 respondents aged 24–45 through a questionnaire, and the relationships between variables were evaluated using the Structural Equation Model (SEM) with AMOS. Findings revealed that higher levels of DFL significantly favor both Saving and Investment Behaviours. Additionally, the study indicated that socioeconomic factors, such as income, positively influence DFL, while age and educational level do not. This research maps the prevalence of DFL among Indians and contributes to the limited body of knowledge on DFL, especially in the Indian context. However, the focus on Delhi NCR participants suggests caution in generalizing the results to broader populations. The findings from this research are anticipated to help policymakers develop targeted regulations that enhance Digital Financial Literacy (DFL) for younger generations, focusing on their unique needs and challenges in the digital financial environment.-Reproduced https://link.springer.com/article/10.1007/s40847-024-00367-z |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Digital, Financial literacy, Saving, Investment, Financial technology (FinTech), Behaviour |
| 9 (RLIN) | 60081 |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | Journal of Social and Economic Development |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2026-04-13 | 27(2), Aug, 2025: p.489-507 | AR138535 | 2026-04-13 | Articles |