Mobile banking adoption for financial inclusion: Insights from rural West Bengal (Record no. 533025)
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| 000 -LEADER | |
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| fixed length control field | 01852nam a22001457a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 260413b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Khobragade, Ashish Balachandran, Rakhe and Dhal, Sarat |
| 245 ## - TITLE STATEMENT | |
| Title | Mobile banking adoption for financial inclusion: Insights from rural West Bengal |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | Journal of Social and Economic Development |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 27(2), Aug, 2025: p.525-543 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | Mobile banking is promoted as a powerful channel for reaching out to the masses for their banking needs, yet its adoption remains slow. Existing studies identify perceived safety, perceived ease of use, perceived usefulness, financial literacy, and demographic characteristics as key determinants of mobile banking adoption. However, given the low financial literacy of rural adults, handholding, defined as the provision of support to adopt mobile banking, could be an important component of ‘facilitating conditions’ as recognised under the UTAUT framework. To empirically examine this relationship, partial least square structural equation modelling (PLS-SEM) was employed using data from a primary survey conducted in eight villages in West Bengal, India. After controlling for all the variables traditionally identified, the findings confirm the role of handholding, both institutional and informal, in catalysing the transition to mobile banking in rural areas. Focussing on tech-savvy youngsters during financial literacy programmes may help in increasing the migration to mobile banking through the informal handholding channel.-Reproduced https://link.springer.com/article/10.1007/s40847-024-00376-y |
| 650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Digital banking, Mobile banking, Financial inclusion, Financial literacy, Digital financial literacy, Economic development |
| 9 (RLIN) | 60085 |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | Journal of Social and Economic Development |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2026-04-13 | 27(2), Aug, 2025: p.525-543 | AR138537 | 2026-04-13 | Articles |