Can the e-naira foster financial inclusion in Nigeria? Evidence from structural equation model (Record no. 533072)
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| fixed length control field | 01602nam a22001337a 4500 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 260421b ||||| |||| 00| 0 eng d |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Akpan, Usenobong and Umaru, Aminu |
| 245 ## - TITLE STATEMENT | |
| Title | Can the e-naira foster financial inclusion in Nigeria? Evidence from structural equation model |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | Journal of Social and Economic Development |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 27(3), Dec, 2025: p.863-881 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | In this paper, we evaluate the extent to which the e-Naira can bridge the financial inclusion gap in Nigeria. From a survey design of a well-structured questionnaire, we subject the field dataset to the structural equation model (SEM), which combines factor analysis with multiple regression. The choice of SEM also follows from its capacity to handle complex and difficult data that may be non-normal and incomplete. Our results indicate that enhancing access to, quality of, and usage of the e-Naira could have a positive and significant influence on financial inclusion in Nigeria. In particular, we found that a unit increase in e-Naira’s access, usage, and quality could, respectively, lead to a 0.18%, 0.32%, and 0.38% increase in financial inclusion in Nigeria. The results were robust to various standard diagnostic tests. Consequently, the paper provides strong support for the need to further promote access, usage, and quality of the e-Naira in Nigeria as part of the strategies for enhancing financial inclusion in the country.- Reproduced https://link.springer.com/article/10.1007/s40847-024-00407-8 |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | Journal of Social and Economic Development |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Indian Institute of Public Administration | Indian Institute of Public Administration | 2026-04-21 | 27(3), Dec, 2025: p.863-881 | AR138584 | 2026-04-21 | Articles |