Identifying effective communication channels for financial inclusion: Evidence from self-funded retirement plans (Record no. 533116)
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| fixed length control field | 01931nam a22001337a 4500 |
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| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Kumar, Devendra and Singh, Rahul |
| 245 ## - TITLE STATEMENT | |
| Title | Identifying effective communication channels for financial inclusion: Evidence from self-funded retirement plans |
| 260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT) | |
| Place of publication, distribution, etc | Margin: The Journal of Applied Economic Research |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 19(2), Nov, 2025: p.205-228 |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | This study empirically examines the relative effectiveness of print and digital media in promoting self-funded retirement plans as a pathway to financial inclusion in India. Using data from the NABARD All India Financial Inclusion Survey (NAFIS) 2016–2017, and applying propensity score matching to mitigate selection bias, we compare how exposure to print and digital media influences household participation in voluntary retirement schemes. The findings reveal that for every 1,000 households, approximately 4.5 households that accessed financial information through digital media subscribed to a self-funded retirement plan, compared to only 2.5 households reached through print media. Nearly 80 per cent of Indian households remain without any retirement plan, with substantial state-level disparities in subscription patterns. By clearly distinguishing between traditional and digital communication channels, this study advances understanding of how information delivery shapes financial behaviour. The findings contribute to the policy discourse on effective communication for financial inclusion, offering guidance for prioritising digital outreach in national financial literacy initiatives.-Reproduced https://journals.sagepub.com/doi/full/10.1177/00252921251394817?_gl=1*1r05shz*_up*MQ..*_ga* NTk0MzcwMjA0LjE3NzcwMjMwNDY.*_ga_60R758KFDG*czE3NzcwMjMwNDUkbzEkZzEkdDE3NzcwMj MwNzckajI4JGwwJGg5NTkxNjYxMTk. |
| 773 ## - HOST ITEM ENTRY | |
| Main entry heading | Margin: The Journal of Applied Economic Research |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Item type | Articles |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Not for loan | Permanent location | Current location | Date acquired | Serial Enumeration / chronology | Barcode | Date last seen | Koha item type |
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| Indian Institute of Public Administration | Indian Institute of Public Administration | 2026-04-24 | 19(2), Nov, 2025: p.205-228 | AR138627 | 2026-04-24 | Articles |