Financial inclusion among rural Indian women: Comparative evidence from two recent rounds of the national family health survey (Record no. 533550)

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fixed length control field 260603b ||||| |||| 00| 0 eng d
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Joshi, Shruti and Kamila, Anshuman
245 ## - TITLE STATEMENT
Title Financial inclusion among rural Indian women: Comparative evidence from two recent rounds of the national family health survey
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Indian Journal of Public Administration
300 ## - PHYSICAL DESCRIPTION
Extent 72(1), Mar, 2026: p.26-41
520 ## - SUMMARY, ETC.
Summary, etc This study aims to characterise the financial inclusion gap between rural and urban women in India. Taking a cue from literature that it is demand-side factors which determine the diversity in financial participation among women, such factors are explored using the National Family Health Surveys—a hitherto unutilised source of data for such studies. Subsequently, the gap in financial inclusion between rural and urban women is split into quantifiable and non-quantifiable factors, so as to understand the nature of efforts required to bridge the gaps. The findings indicate that the rural–urban gap in ownership and usage of bank accounts has come down from 12 percentage points in 2015–2016 to almost 3 percentage points in 2019–2021; the gaps occur on account of urban women being better endowed than rural women in terms of wealth and education-related characteristics. Policy implications for stimulating financial inclusion among women to close the rural–urban gap conclude the article.-Reproduced


https://journals.sagepub.com/doi/full/10.1177/00195561261433682?_gl=1*k1q7zn*_up*MQ..*_ga*NDA0OTcwNTI1LjE3ODA0Njk2NTg.*_ga_60R758KFDG*czE3ODA0Njk2NTckbzEkZzEkdDE
3ODA0Njk3MjckajUxJGwxJGgxNjEwNTE5OTU0
650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Financial inclusion, NFHS, Decomposition, Linear probability models, Gender.
9 (RLIN) 60956
773 ## - HOST ITEM ENTRY
Main entry heading Indian Journal of Public Administration
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Serial Enumeration / chronology Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2026-06-03 72(1), Mar, 2026: p.26-41 AR139041 2026-06-03 Articles

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