Institutional credit and farm technical efficiency: Evidence from a field experiment using stochastic frontier analysis (Record no. 533873)

000 -LEADER
fixed length control field 02307nam a22001457a 4500
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fixed length control field 260709b ||||| |||| 00| 0 eng d
100 ## - MAIN ENTRY--PERSONAL NAME
Personal name Bhat, Showkat Ahmad Paltasingh, Kirtti Ranjan Mir, Ab Hamid and Hamid, Ishfaq
245 ## - TITLE STATEMENT
Title Institutional credit and farm technical efficiency: Evidence from a field experiment using stochastic frontier analysis
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc International Journal of Rural Management
300 ## - PHYSICAL DESCRIPTION
Extent 22(1), Apr, 2026: p.115-135
520 ## - SUMMARY, ETC.
Summary, etc This study examines the impact of access to formal credit on the technical efficiency of farms. The stochastic frontier analysis (SFA) is used to estimate technical efficiency by utilising primary survey data collected through a multi-stage random sampling technique. The results reveal that technical efficiency scores range from 0.56 to 0.97. There is a relatively high level of technical efficiency among borrower households (score 0.88) compared to non-borrower households (score 0.67), which implies that credit access enables farmers to use better technologies and optimise input use. The major inputs, such as labour, chemicals, machinery and farm size, are positively associated with farm technical efficiency, whereas land tenancy, seed price and fertilisers tend to decrease farm efficiency. The gamma coefficient (0.76) justifies the application of SFA, implying that inefficiency in the farm inputs is more likely than random shocks. In addition, the age of the household head, farming experience, education, occupation, membership, farm size, household assets and access to credit are the primary factors determining efficiency. These findings highlighted the requirement to have policy interventions in order to improve the socio-economic environment, institutional support, access to credit and managerial skills of farmers, which would increase productivity and achieve sustainable agricultural development.- Reproduced

https://journals.sagepub.com/doi/full/10.1177/09730052261423707?_gl=1*aqeh6a*_up*MQ..*_ga*MTIwOTEwMjg3
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650 ## - SUBJECT ADDED ENTRY--TOPICAL TERM
Topical term or geographic name as entry element Technical efficiency, stochastic frontier analysis, Agricultural credit, Tobit regression.
9 (RLIN) 61562
773 ## - HOST ITEM ENTRY
Main entry heading International Journal of Rural Management
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Serial Enumeration / chronology Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2026-07-09 22(1), Apr, 2026: p.115-135 AR139332 2026-07-09 Articles

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