Financial inclusion of women in India: Beyond deposit access (Record no. 533897)

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Personal name Kaur, Sandeep Chavan, Pallavi and Lakhiani, Riddhi
245 ## - TITLE STATEMENT
Title Financial inclusion of women in India: Beyond deposit access
260 ## - PUBLICATION, DISTRIBUTION, ETC. (IMPRINT)
Place of publication, distribution, etc Economic & Political Weekly
300 ## - PHYSICAL DESCRIPTION
Extent 61(25), Jun 20, 2026: p.135-146
520 ## - SUMMARY, ETC.
Summary, etc Treating access to bank deposits as the basic benchmark, this paper, using household-level data, argues for a wider understanding and assessment of women’s financial inclusion. Deposit access has grown significantly for women, along with a welcome trend of diversification of their financial savings from deposits to other formal savings instruments in the post-pandemic period. However, women’s usage of bank deposits and other formal instruments remains much lower. In 2025, the credit-to-deposit ratio for women was only 43% as compared to 93% for men. The gender gap is wider in the well-banked regions, including urban areas, indicating that banking development in these regions has not benefited women proportionately. – Reproduced


https://www.epw.in/journal/2026/25/special-articles/financial-inclusion-women-india.html
773 ## - HOST ITEM ENTRY
Main entry heading Economic & Political Weekly
942 ## - ADDED ENTRY ELEMENTS (KOHA)
Item type Articles
Holdings
Withdrawn status Lost status Source of classification or shelving scheme Damaged status Not for loan Permanent location Current location Date acquired Serial Enumeration / chronology Barcode Date last seen Koha item type
          Indian Institute of Public Administration Indian Institute of Public Administration 2026-07-13 61(25), Jun 20, 2026: p.135-146 AR139356 2026-07-13 Articles

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