Informal financial groups in rural Nigeria organisation, management and the implications for formal finance interventions.
By: Eboh, Eric C.
Material type:
ArticlePublisher: 1995Description: p.137-49.Subject(s): Rural development - Nigeria | Agriculture - Finance - Nigeria | Rural credit - Nigeria
In:
Journal of Rural DevelopmentSummary: "This paper examines the improved characteristics of informal financial groups operating in rural Nigeria with respect to the structural basis, operational characteristics and management attributes of savings and credit groups. Informal financial groups are formed or structured on the basis of gender, saving style and/or peers. Their operations are characterised by voluntary membership, organisational autonomy and group consensus. The management is collective, with selected or elected leaders acting merely on behalf of the group member following group rules and patterns, and enforcing discipline wherever and whenever necessary"
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Articles
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Indian Institute of Public Administration | Volume no: 14, Issue no: 2 | Available | AR28797 |
"This paper examines the improved characteristics of informal financial groups operating in rural Nigeria with respect to the structural basis, operational characteristics and management attributes of savings and credit groups. Informal financial groups are formed or structured on the basis of gender, saving style and/or peers. Their operations are characterised by voluntary membership, organisational autonomy and group consensus. The management is collective, with selected or elected leaders acting merely on behalf of the group member following group rules and patterns, and enforcing discipline wherever and whenever necessary"
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