Financial inclusion and economic wellbeing of agricultural labourers in rural Haryana, India
By: Bhat, Sumit G.M. and Bhat, Mudaser Ahad
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BookPublisher: Contribution to Indian Social Science Description: 40(2), Apr, 2021: p.287-304.
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Contribution to Indian Social ScienceSummary: Financial inclusion has a gigantic role in the inclusive and sustainable development of a society. It is a key driver of social inclusion. This study examined the financial inclusion and economic wellbeing status of agricultural labourers. It also analysed the influence of financial inclusion on the economic wellbeing of agricultural labourers. The results show that most of the agricultural labourers were scheduled castes. It showed the dismal status of labourers, financially as well as economically. Non-formal sources of loans among them are still common. Their economic wellbeing status is also in a woeful state. A large portion of the labourers are still trapped in a vicious circle of poverty, unable to handle unexpected expenses and save. The study found that financial inclusion and various sociodemographic variables significantly influence the economic wellbeing of labourers. The inferences of the study advocate more inclusive based schemes at the local level. – Reproduced
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Articles
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Indian Institute of Public Administration | 40(2), Apr, 2021: p.287-304 | Available | AR125716 |
Financial inclusion has a gigantic role in the inclusive and sustainable development of a society. It is a key driver of social inclusion. This study examined the financial inclusion and economic wellbeing status of agricultural labourers. It also analysed the influence of financial inclusion on the economic wellbeing of agricultural labourers. The results show that most of the agricultural labourers were scheduled castes. It showed the dismal status of labourers, financially as well as economically. Non-formal sources of loans among them are still common. Their economic wellbeing status is also in a woeful state. A large portion of the labourers are still trapped in a vicious circle of poverty, unable to handle unexpected expenses and save. The study found that financial inclusion and various sociodemographic variables significantly influence the economic wellbeing of labourers. The inferences of the study advocate more inclusive based schemes at the local level. – Reproduced
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