Resisting social pressure in the household using mobile money: Experimental evidence on microenterprise investment in Uganda
By: Riley, Emma
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Material type: 
BookPublisher: The American Economic Review Description: 114(5), May, 2024: p.1415-1447.Subject(s): Field Experiments, Household Production and Intrahousehold Allocation, Household Finance: Household Saving, Borrowing, Debt, and Wealth, Economics of Gender; Non-labor Discrimination, Microeconomic Analyses of Economic Development, Economic Development: Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
In:
The American Economic ReviewSummary: I examine whether changing the form of disbursement of a microfinance loan enables female microfinance borrowers to overcome intra-household sharing pressure and grow their businesses. Using a field experiment with 3,000 borrowers in Uganda, I compare the disbursement of a loan as cash to disbursement onto a digital account. After 8 months, women who received their microfinance loan on the digital account had 11 percent higher (US$70) business capital and 15 percent higher (US$18) profits compared to those who received their loan as cash. Impacts were greatest for women who experienced pressure to share money with others in the household at baseline.- Reproduced
https://www.aeaweb.org/articles?id=10.1257/aer.20220717
| Item type | Current location | Call number | Vol info | Status | Date due | Barcode |
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Articles
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Indian Institute of Public Administration | 114(5), May, 2024: p.1415-1447 | Available | AR132569 |
I examine whether changing the form of disbursement of a microfinance loan enables female microfinance borrowers to overcome intra-household sharing pressure and grow their businesses. Using a field experiment with 3,000 borrowers in Uganda, I compare the disbursement of a loan as cash to disbursement onto a digital account. After 8 months, women who received their microfinance loan on the digital account had 11 percent higher (US$70) business capital and 15 percent higher (US$18) profits compared to those who received their loan as cash. Impacts were greatest for women who experienced pressure to share money with others in the household at baseline.- Reproduced
https://www.aeaweb.org/articles?id=10.1257/aer.20220717
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