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Inequalities in household debt: A guide to financial planning

By: Rao, K. G. K. Subba.
Material type: materialTypeLabelBookPublisher: Economic & Political Weekly Description: 59(26-27), Jun 29, Jul 6, 2024: p.13-16.Subject(s): Household Debt Inequality, Financial Planning, Institutional Credit, Non-Institutional Sources, Lorenz Curve, Gini Coefficient, Rural Debt Structure, Urban Debt Structure, Loan Size Concentration, Credit Access, Economic Stratification, Debt Distribution Let me know if you'd like this paired with a brief abstract or formatted for metadata tagging In: Economic & Political WeeklySummary: Even though the share of institutional credit to households increased substantially over the decades, the structure of debt of the lower strata of households still indicates reliance on non-institutional sources. Specifically, the Lorenz curves and the Gini coefficients suggest the concentration of debt in higher loan sizes for both rural and urban households, albeit on a larger scale in the latter. – Reproduced https://www.epw.in/journal/2024/26-27/commentary/inequalities-household-debt.html
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Articles Articles Indian Institute of Public Administration
59(26-27), Jun 29, Jul 6, 2024: p.13-16 Available AR132881

Even though the share of institutional credit to households increased substantially over the decades, the structure of debt of the lower strata of households still indicates reliance on non-institutional sources. Specifically, the Lorenz curves and the Gini coefficients suggest the concentration of debt in higher loan sizes for both rural and urban households, albeit on a larger scale in the latter. – Reproduced

https://www.epw.in/journal/2024/26-27/commentary/inequalities-household-debt.html

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