TReDS and India’s small-scale enterprises: Gaps between design and delivery
By: Manickaraj, M
.
Material type: 
BookPublisher: Economic & Political Weekly Description: 60(37), Sep 13, 2025: p.17-20.
In:
Economic & Political WeeklySummary: The Trade Receivables Discounting System was introduced to ease working capital constraints for India’s micro and small enterprises by enabling invoice discounting based on buyer creditworthiness. While conceptually robust, actual usage trends reveal a gap between intent and outcomes. High-value invoices, limited buyer onboarding, and mid-sized sellers dominate the platform, while smaller firms remain under-represented. This commentary revisits common explanations for low MSE participation and highlights the role of institutional and compliance gaps. It proposes a set of regulatory and operational reforms aimed at restoring the platform’s original purpose of improving financial inclusion for small enterprises.- Reproduced
https://www.epw.in/journal/2025/37/commentary/treds-and-indias-small-scale-enterprises.html
| Item type | Current location | Call number | Vol info | Status | Date due | Barcode |
|---|---|---|---|---|---|---|
Articles
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Indian Institute of Public Administration | 60(37), Sep 13, 2025: p.17-20 | Available | AR137344 |
The Trade Receivables Discounting System was introduced to ease working capital constraints for India’s micro and small enterprises by enabling invoice discounting based on buyer creditworthiness. While conceptually robust, actual usage trends reveal a gap between intent and outcomes. High-value invoices, limited buyer onboarding, and mid-sized sellers dominate the platform, while smaller firms remain under-represented. This commentary revisits common explanations for low MSE participation and highlights the role of institutional and compliance gaps. It proposes a set of regulatory and operational reforms aimed at restoring the platform’s original purpose of improving financial inclusion for small enterprises.- Reproduced
https://www.epw.in/journal/2025/37/commentary/treds-and-indias-small-scale-enterprises.html
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