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Financial literacy among the urban poor in Punjab: Evidence, gaps, and policy imperatives

By: Jain, Manish Taneja, Pawan K. Vashisht.
Material type: materialTypeLabelBookPublisher: Nagarlog: Quarterly Journal of Urban Affairs Description: 57(2), Jun, 2025: p.146-157. In: Nagarlog: Quarterly Journal of Urban AffairsSummary: This paper examines the level of financial literacy and inclusion among the urban poor in Punjab, India, with specific focus on the Bottom of the pyramid (BOP) household earning less than Rs.20, 000 per month. Employing a descriptive research design and multi stage sampling strategy across urban areas in ten districts, the study surveyed 500 respondents using a structured questionnaire based on internationally recognized financial literacy parameters. – Reproduced
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Articles Articles Indian Institute of Public Administration
57(2), Jun, 2025: p.146-157 Available AR138118

This paper examines the level of financial literacy and inclusion among the urban poor in Punjab, India, with specific focus on the Bottom of the pyramid (BOP) household earning less than Rs.20, 000 per month. Employing a descriptive research design and multi stage sampling strategy across urban areas in ten districts, the study surveyed 500 respondents using a structured questionnaire based on internationally recognized financial literacy parameters. – Reproduced

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