Cash and cashless: Dynamics of INDIAN payment systems
By: Das, Abhiman and Trivedi, Smita Roy
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Material type: 
BookPublisher: Economic & Political Weekly Description: 61(8), Feb 21, 2026: p.17-19.
In:
Economic & Political WeeklySummary: While digital payments have surged in recent years, cash transactions continue to be important. Cash and digital payment trends are examined, and the factors that potentially drive payment method choices and the constraints faced by customers are explored. Transactional demand for currency is driven by personal choices, comfort, and trust, and may not stem from either education levels, income categories, technological awareness or age. Similarly, precautionary demand for currency is heightened in times of uncertainty. Keeping the nuances of currency use in mind is necessary before policy actions are taken on the circulation of currency.- Reproduced
https://www.epw.in/journal/2026/8/commentary/cash-and-cashless.html
| Item type | Current location | Call number | Vol info | Status | Date due | Barcode |
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Articles
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Indian Institute of Public Administration | 61(8), Feb 21, 2026: p.17-19 | Available | AR138664 |
While digital payments have surged in recent years, cash transactions continue to be important. Cash and digital payment trends are examined, and the factors that potentially drive payment method choices and the constraints faced by customers are explored. Transactional demand for currency is driven by personal choices, comfort, and trust, and may not stem from either education levels, income categories, technological awareness or age. Similarly, precautionary demand for currency is heightened in times of uncertainty. Keeping the nuances of currency use in mind is necessary before policy actions are taken on the circulation of currency.- Reproduced
https://www.epw.in/journal/2026/8/commentary/cash-and-cashless.html
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