00413pab a2200133 454500008004000000100002200040245009900062260000900161300001500170362000800185650002700193650001100220773004800231180718b2014 xxu||||| |||| 00| 0 eng d aGallagher, Justin aLearning about an infrequent event: Evidence from flood insurance take-up in the United States c2014 ap.206-233. aJul aFloods - United States aFloods aAmerican Economic Review: Applied Economics