01085pab a2200169 454500 180718b2017 xxu||||| |||| 00| 0 eng d Lee, Bill UK government policy, credit unions, and payday loans 2017 p.348-360. Mar This article outlines how successive UK governments' policies first created a three-tier system of credit unions and then posited credit unions as alternatives to payday lenders. The three-tier framework is used for an analysis of loans offered on credit union websites. The findings indicate that while the first two tiers of credit unions now offer loans to people who have not saved with them previously, they do so in ways consistent with credit unions' original character, rather than in ways that replicate commercial payday loans. The other tier of credit unions appears unable to offer such loans. - Reproduced. Credit Brierley, John International Journal of Public Administration 115326 115320 115320 0 0 0 0 IIPA IIPA 2018-07-19 Volume no: 40, Issue no: 4 AR115786 2018-07-19 2018-07-19 AR