00396pab a2200145 454500008004000000100002600040245006800066260000900134300001000143362001100153650001300164700002000177700002000197773003300217180718b1988   xxu||||| |||| 00| 0 eng d  aBerkowitz, Stephen A>  aPension plans vs. mutual fundsbIs the client victim or culprit  c1988  a74-91  aSpring  aPensions  aDennis E. Logue  aLovis D. Fonney  aCalifornia Management Review