01000pab a2200169 454500 180718b1999 xxu||||| |||| 00| 0 eng d Nachane, D.M. Capital adequacy ratio: an agnostic viewpoint 1999 p.155-60 16 and 23 Jan The main purpose of bank regulation is the maintenance of a sound banking system, which is usually narrowly interpreted to mean `prevention of bank failure'. To this end, regulators examine the riskiness of assets and the adequacy of capital. But do rigid capital adequacy ratios ensure adequate bank capitalisation in reality? Alternatives such as Value-at-Risk and Pre-Commitment models have been used in some developed countries. India needs theoretical analysis of these models and empirical data before it can consider a shift from the current capital regulatory arrangements. - Reproduced Capital Banks Economic and Political Weekly 40067 40067 40067 0 0 0 0 IIPA IIPA 2018-07-19 Volume no: 34, Issue no: 3-4 AR40439 2018-07-19 2018-07-19 AR