00269pab a2200121 454500008004000000100001800040245003800058260000900096300000900105362001100114650001000125773001200135180718b1986   xxu||||| |||| 00| 0 eng d  aAgarwal, S.S.  aNo reasons for bankers to rejoice  c1986  a20-1  a1 Apr.  aBanks  aCapital