00286pab a2200121 454500008004000000100002200040245002500062260000900087300001200096362001200108650001000120773003400130180718b1988   xxu||||| |||| 00| 0 eng d  aPrasad, Bandi Ram  aService area concept  c1988  a2239-40  a22 Oct.  aBanks  aEconomic and Political Weekly