00334pab a2200121 454500008004000000100002000040245005200060260000900112300001100121362001500132650001800147773004700165180718b1984   xxu||||| |||| 00| 0 eng d  aSundaram, Satya  aBanksbImproving productivity and profitability  c1984  a155-60  aJuly-Sept.  aBanks - India  aJournal of the Indian Institute of bankers