01200pab a2200193 454500 180718b2001 xxu||||| |||| 00| 0 eng d Kanan, R. Determinants of net interest margin under regulatory requirements : an econometric study 2001 p.337-44 27 Jan Using data for the period 1995-96 to 1999-2000, this paper seeks to identify the factors influencing spreads of Scheduled Commercial Banks in India. Among the explanatory variables, we incorporate, in addition to the standard set of variables, regulatory requirement variables. Our analysis reveals that (i) size does not necessarily correlate with higher spread, and (ii) higher fee income enables banks to tolerate lower spreads. With regard to regulatory requirement variables, it is found that (i) capital plays an important role in affecting spreads of public sector banks, and (ii) non-performing assets is uniformly important across all bank groups in influencing spreads. - Reproduced Banks - India Banks Ghosh, Saibal Narain, Aditya Economic and Political Weekly 47689 47689 47689 0 0 0 0 IIPA IIPA 2018-07-19 Volume no: 36, Issue no: 4 AR48117 2018-07-19 2018-07-19 AR