01232pab a2200157 454500 180718b2002 xxu||||| |||| 00| 0 eng d Das, Abhimas Risk and productivity change of public sector banks. 2002 p.437-48 2 Feb While the relationship between portfolio risk and capital and its interrelationship with operating efficiency has been explored elsewhere limited evidence has been forthcoming on the interrelationships among capital, non-performing loans and productivity. The paper makes an attempt to examine the same in the Indian context. Using data on public sector banks (PSBs) for the period 1995-96 through 2000-2001, the paper finds capital, risk and productivity change to be interwined, with each reinforcing and to a degree, complementing the other. The results imply that inadequately capitalised banks have lower productivity and are subject to a higher degree of regulatory pressure than adequately capitalised ones. Finally, the results lend some credence to the belief that lowering government ownership tends to improve productivity. - Reproduced. Banks Economic and Political Weekly 51205 51205 51205 0 0 0 0 IIPA IIPA 2018-07-19 Volume no: 37, Issue no: 5 AR51633 2018-07-19 2018-07-19 AR