00330pab a2200145 454500008004000000100001800040245004100058260000900099300001200108362000800120650001800128650001000146700001700156773001100173180718b2002   xxu||||| |||| 00| 0 eng d  aBhatia, Navin  aLending to groups: is it worthwhile?  c2002  ap.20-22  aFeb  aBanks - India  aBanks  aBhatia, Anju  aYojana