Manzar, O., Katheria, M. and Kazi, S.S.  <br/><br/>
Rural banking and financial services  

 - Yojana 
 - 66(4), Apr, 2022: p.33-36 
<br/><br/> Schemes such as JAM (Jan Dhan-Aadhaar-Mobile) Trinity and Digital India marked a watershed moment in the financial inclusion of rural India. The digital push gave a new fervour to making financial and banking services accessible to rural areas. In 2016, the National Payments Corporation of India (NPCI) launched the UPI to streamline the digital payments system in India. As per NPCI data, in 2021 UPI has transacted Rs 6.39 trillion.1 However, with only 28% internet participation from rural India, these transactions largely tell the story of urban India.1 Yet, one cannot ignore the increasing participation in digital payments and banking from rural India. – Reproduced