Pal, Debdatta <br/><br/>
Formal financial outreach in rural India 

 - Economic & Political Weekly   
 - 57(29), Jul, 16, 2022: p.99-106 
<br/><br/> The conventional wisdom is that opening up new branches is the best way to extend outreach of the formal financial sector to rural areas. Using a survey data set, this paper challenges the conventional view by concluding that relatively resource-rich rural households from distant locations availed multiple loans from formal lenders rather than the households located closer to them as often believed.- Reproduced