01511nam a22001577a 4500 524602 524602 240102b ||||| |||| 00| 0 eng d Kaur, Jasveen and Dogra, Manu 47493 Determinants of buffer capital for banks in India Management and Labour Studies 48(4), Nov, 2023: p.548-559 This study has examined the impact of bank-specific indicators on the buffer capital of banks in India. The impact of key variables return on assets, credit deposit ratio, return on equity and the ratio of non-performing loans to total loans on buffer capital has been examined for banks in India. Using dynamic panel data regression, the results reveal that non-performing loans to total loans, return on assets and return on equity have a positive impact on buffer capital. It is revealed that the banks keep extra capital cushion with an increase in risk elements. Also, the credit deposit ratio is having a negative but significant impact on buffer capital. The results further reveal persistency in buffer capital across all models. The role of the cost of capital in the determination of buffer capital has also been examined. The results can be used by bank policymakers in the formulation of various reformation packages. – Reproduced https://journals.sagepub.com/doi/full/10.1177/0258042X231155755 Buffer capital , Banks in India 47494 Management and Labour Studies BANKING AND FINANCE AR 0 0 ddc 0 0 399657 IIPA IIPA 2024-01-02 48(4), Nov, 2023: p.548-559 AR130434 2024-01-02 AR