01627nam a22001697a 4500999001900000008004100019100004200060245005400102260003600156300003200192520101600224650004301240773003601283906002401319942000701343952010701350  c524602d524602240102b           ||||| |||| 00| 0 eng d  aKaur, Jasveen and Dogra, Manu 947493  aDeterminants of buffer capital for banks in India  aManagement and Labour Studies    a48(4), Nov, 2023: p.548-559  aThis study has examined the impact of bank-specific indicators on the buffer capital of banks in India. The impact of key variables return on assets, credit deposit ratio, return on equity and the ratio of non-performing loans to total loans on buffer capital has been examined for banks in India. Using dynamic panel data regression, the results reveal that non-performing loans to total loans, return on assets and return on equity have a positive impact on buffer capital. It is revealed that the banks keep extra capital cushion with an increase in risk elements. Also, the credit deposit ratio is having a negative but significant impact on buffer capital. The results further reveal persistency in buffer capital across all models. The role of the cost of capital in the determination of buffer capital has also been examined. The results can be used by bank policymakers in the formulation of various reformation packages. – Reproduced 

https://journals.sagepub.com/doi/full/10.1177/0258042X231155755
  aBuffer capital , Banks in India947494  aManagement and Labour Studies    aBANKING AND FINANCE  cAR  00102ddc40709399657aIIPAbIIPAd2024-01-02h48(4), Nov, 2023: p.548-559pAR130434r2024-01-02yAR