Bhuyan, Pradip  <br/><br/>
Concentration, competition and soundness of the banking system in India 

 - Economic and Political Weekly 
 - 58(49). Dec 9, 2023: p.56-63 
<br/><br/> The banking sector in India has journeyed through multiple structural and policy changes in the post-liberalisation period. The most recent of these changes includes the merger and consolidation of public sector banks. In light of these changes, this paper examines certain important aspects of concentration, competition and soundness of banks in India. It reviews both competition–stability as well as competition–fragility perspectives. Based on a threshold derived, it supports recent attempts at consolidation among public sector banks and upheld these attempts as prudent. The threshold level of market share estimated in the paper may provide guidance for any future endeavours on the consolidation of banks.- Reproduced <br/><br/>https://www.epw.in/journal/2023/49/special-articles/concentration-competition-and-soundness-%C2%A0-banking.html<br/>