Tyagi, M. et al <br/><br/>
A study on the socioeconomic determinants affecting individuals’ savings habits  

 - Productivity 
 - 65(2), Jul-Sep, 2024: p.141-150 
<br/><br/> Savings are one of the highly impotent components that may be used to crate capital and invest to increase production, employment, income and other socio-economic factors that contribute to the development of a nation. – Reproduced