Despite multifold growth in Kisan Credit Cards, post- harvest finance has not seen a commensurate increase, as banks and financial institutions hesitate to expand exposure to pledged loans. Meanwhile, a mismatch between production and storage capacity exists, with India's total installed agri warehousing capacity at 239.70 MMT, against a food grain production of 328.85 MMT (NABARD study). Addressing these gaps, the Government of India launched initiatives like AIF(Rs 1 lakh crore) and CGS-NPF(Rs 1000 crores) to enhance warehousing infrastructure and boost post-harvest credit, ensuring stability in agricultural pricing and rural prosperity. - Reproduced