00898nam a22001097a 4500008004100000100004400041245009500085260005000180300003200230520047600262773005000738260213b ||||| |||| 00| 0 eng d aJain, Manish Taneja, Pawan K. Vashisht  aFinancial literacy among the urban poor in Punjab: Evidence, gaps, and policy imperatives  aNagarlog: Quarterly Journal of Urban Affairs  a57(2), Jun, 2025: p.146-157 aThis paper examines the level of financial literacy and inclusion among the urban poor in Punjab, India, with specific focus on the Bottom of the pyramid (BOP) household earning less than Rs.20, 000 per month. Employing a descriptive research design and multi stage sampling strategy across urban areas in ten districts, the study surveyed 500 respondents using a structured questionnaire based on internationally recognized financial literacy parameters. – Reproduced  aNagarlog: Quarterly Journal of Urban Affairs