00955nam a22001337a 4500 532533 532533 260213b ||||| |||| 00| 0 eng d Jain, Manish Taneja, Pawan K. Vashisht 58935 Financial literacy among the urban poor in Punjab: Evidence, gaps, and policy imperatives Nagarlog: Quarterly Journal of Urban Affairs 57(2), Jun, 2025: p.146-157 This paper examines the level of financial literacy and inclusion among the urban poor in Punjab, India, with specific focus on the Bottom of the pyramid (BOP) household earning less than Rs.20, 000 per month. Employing a descriptive research design and multi stage sampling strategy across urban areas in ten districts, the study surveyed 500 respondents using a structured questionnaire based on internationally recognized financial literacy parameters. – Reproduced Nagarlog: Quarterly Journal of Urban Affairs AR 0 0 ddc 0 0 407720 IIPA IIPA 2026-02-13 57(2), Jun, 2025: p.146-157 AR138118 2026-02-13 AR