01145nam a22001337a 4500 533153 533153 260427b ||||| |||| 00| 0 eng d Das, Abhiman and Trivedi, Smita Roy 60266 Cash and cashless: Dynamics of INDIAN payment systems Economic & Political Weekly 61(8), Feb 21, 2026: p.17-19 While digital payments have surged in recent years, cash transactions continue to be important. Cash and digital payment trends are examined, and the factors that potentially drive payment method choices and the constraints faced by customers are explored. Transactional demand for currency is driven by personal choices, comfort, and trust, and may not stem from either education levels, income categories, technological awareness or age. Similarly, precautionary demand for currency is heightened in times of uncertainty. Keeping the nuances of currency use in mind is necessary before policy actions are taken on the circulation of currency.- Reproduced https://www.epw.in/journal/2026/8/commentary/cash-and-cashless.html Economic & Political Weekly AR 0 0 ddc 0 0 408324 IIPA IIPA 2026-04-27 61(8), Feb 21, 2026: p.17-19 AR138664 2026-04-27 AR