00687nam a22001097a 4500008004100000100003700041245012700078260003600205300003400241520026600275773003600541260508b           ||||| |||| 00| 0 eng d  aSreejith, A. and Nair, Manju S.   aSpecificities of financial inclusion: A study of savings and credit accounts of financially included households in Kerala   aSocial Science in Perspective    a18(1), Jan-Mar, 2026: p.27-46  aFinancial inclusion is considered to be a leading factor and a prerequisite condition for inclusive growth and thereby social inclusion. Among the states, Kerala is considered to be fully financial included state though it lacks inclusive growth. –Reproduced   aSocial Science in Perspective